{"id":88029,"date":"2024-06-29T20:57:57","date_gmt":"2024-06-29T20:57:57","guid":{"rendered":"https:\/\/actionsaccreditives.ca\/?page_id=88029"},"modified":"2024-07-02T20:35:40","modified_gmt":"2024-07-02T18:35:40","slug":"particuliers","status":"publish","type":"page","link":"https:\/\/actionsaccreditives.ca\/?page_id=88029","title":{"rendered":"Particuliers"},"content":{"rendered":"\n[et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#FFFFFF” background_image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/output-onlinepngtools-1.png” min_height=”505.9px” custom_margin=”0px||0px||false|false” custom_padding=”8vh||8vh||true|false” custom_padding_tablet=”150px||150px||false|false” custom_padding_phone=”90px||90px||false|false” animation_style=”fade” animation_speed_curve=”ease” locked=”off” global_colors_info=”{}”][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” width=”90%” max_width=”1300px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” hover_enabled=”0″ global_colors_info=”{}” sticky_enabled=”0″][et_pb_column type=”4_4″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_4_font=”Sora|600||on|||||” header_4_text_align=”left” header_4_text_color=”#ff7029″ header_4_font_size=”16px” custom_margin=”0px||17px||false|false” custom_margin_tablet=”0px||17px||false|false” custom_margin_phone=”0px||12px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”1px||0px|10px|false|false” custom_css_before=”content:%22%22;||background:#FF7029;||width:3px;||height:16px;||position:absolute;||top:0px;||left:0px;” global_colors_info=”{}”]

Actions accr\u00e9ditives<\/h4>[\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_font_size=”100px” global_colors_info=”{}”]

Particuliers<\/strong><\/span><\/h1>[\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” text_font_size=”13px” header_font=”Sora|700|||||||” header_text_align=”left” header_text_color=”#1f242c” header_font_size=”80px” header_letter_spacing=”-4px” header_line_height=”1.1em” max_width=”1321px” max_width_tablet=”80%” max_width_phone=”100%” max_width_last_edited=”on|tablet” custom_margin=”0px||8px||false|false” custom_margin_tablet=”0px||15px||false|false” custom_margin_phone=”0px||6px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||0px||false|false” header_font_size_tablet=”80px” header_font_size_phone=”42px” header_font_size_last_edited=”on|tablet” global_colors_info=”{}”]

Les actions accr\u00e9ditives (AA) \u00e0 votre service<\/span><\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|tablet” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#1f242c” background_image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/solar-energy-5-bgt-15.webp” custom_margin=”0px||0px||false|false” custom_padding=”0px||120px||false|false” custom_padding_tablet=”120px||120px||false|false” custom_padding_phone=”90px||90px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ make_equal=”on” _builder_version=”4.25.1″ _module_preset=”default” width=”90%” max_width=”1300px” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” scroll_horizontal_motion_enable=”on” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”|13px|||false|false” custom_padding_tablet=”|13px|||false|false” custom_padding_phone=”|0px|||false|false” custom_padding_last_edited=”on|phone” custom_css_main_element=”margin-top:auto;” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_2_font=”Sora|700|||||||” header_2_text_align=”left” header_2_text_color=”#FFFFFF” header_2_font_size=”61px” header_2_letter_spacing=”-2px” header_2_line_height=”1.2em” custom_margin=”-38px||6px||false|false” custom_padding=”0px||0px||false|false” header_2_font_size_tablet=”61px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]
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La valeure ajout\u00e9e\u00a0<\/strong><\/span><\/h3>\n<\/blockquote>\n

Fiscalit\u00e9<\/h2>[\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”||11px|||” global_colors_info=”{}”]

Les actions accr\u00e9ditives offrent une valeur ajout\u00e9e consid\u00e9rable pour les investisseurs gr\u00e2ce \u00e0 leurs avantages fiscaux. En 2024, ces actions sont pr\u00e9vues \u00eatre enti\u00e8rement d\u00e9ductibles des revenus imposables<\/strong><\/span>, offrant une opportunit\u00e9 significative de r\u00e9duction de l’imp\u00f4t. De plus, un cr\u00e9dit d’imp\u00f4t f\u00e9d\u00e9ral non remboursable suppl\u00e9mentaire de 15 % pour les d\u00e9penses mini\u00e8res admissibles peut \u00eatre appliqu\u00e9,<\/strong><\/span> augmentant davantage les \u00e9conomies d’imp\u00f4t.<\/span><\/p>\n

Pour l’exploration de min\u00e9raux critiques comme l’uranium, le cuivre, le nickel et le lithium, un cr\u00e9dit d’imp\u00f4t f\u00e9d\u00e9ral non remboursable suppl\u00e9mentaire de 30 % pourrait \u00eatre disponible.<\/strong><\/span> Cela renforce l’attrait des investissements dans ces secteurs en permettant aux investisseurs de b\u00e9n\u00e9ficier de cr\u00e9dits d’imp\u00f4t plus \u00e9lev\u00e9s.<\/span><\/p>\n

Transformation de revenu en gain en capital<\/strong><\/span><\/span><\/span><\/p>\n

En outre, les actions accr\u00e9ditives convertissent efficacement le revenu en gains en capital<\/strong><\/span>, ce qui permet aux investisseurs de tirer parti des reports de pertes en capital. Cela est particuli\u00e8rement avantageux pour ceux qui cherchent \u00e0 maximiser leurs b\u00e9n\u00e9fices apr\u00e8s imp\u00f4t<\/span><\/p>\n

 <\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/charlesdeluvio-DgoyKNgPiFQ-unsplash-scaled.jpg” title_text=”charlesdeluvio-DgoyKNgPiFQ-unsplash” align=”right” _builder_version=”4.25.1″ _module_preset=”default” max_width=”500px” max_width_tablet=”500px” max_width_phone=”80%” max_width_last_edited=”on|phone” module_alignment=”right” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” admin_label=”r” _builder_version=”4.25.1″ _module_preset=”default” background_color=”rgba(209,209,209,0.61)” background_enable_image=”off” custom_margin=”0px||0px||false|false” custom_padding=”47px||64px||false|false” custom_padding_tablet=”120px||120px||false|false” custom_padding_phone=”90px||90px||false|false” locked=”off” global_colors_info=”{}”][et_pb_row column_structure=”2_3,1_3″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.24.2″ _module_preset=”default” width=”90%” max_width=”1300px” custom_margin=”0px|auto|23px|auto|false|false” custom_margin_tablet=”0px||70px||false|false” custom_margin_phone=”||60px||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”0px||0px||false|false” animation_style=”fade” animation_delay=”500ms” animation_speed_curve=”ease” global_colors_info=”{}” custom_css_main_element_last_edited=”on|tablet” custom_css_main_element_tablet=”text-align:center;” custom_css_main_element_phone=”text-align:center;”][et_pb_column type=”2_3″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” header_4_font=”Sora|600||on|||||” header_4_text_align=”left” header_4_text_color=”#ff7029″ header_4_font_size=”16px” custom_margin=”0px||5px||false|false” custom_padding=”1px||0px|10px|false|false” custom_css_before=”content:%22%22;||background:#FF7029;||width:3px;||height:16px;||position:absolute;||top:0px;||left:0px;” custom_css_main_element=”display:inline-block;” global_colors_info=”{}”]

Les avantages<\/h4>[\/et_pb_text][et_pb_text _builder_version=”4.24.3″ _module_preset=”default” header_2_font=”Sora|700|||||||” header_2_text_align=”left” header_2_text_color=”#1f242c” header_2_font_size=”61px” header_2_letter_spacing=”-2px” header_2_line_height=”1.2em” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” header_2_text_align_tablet=”center” header_2_text_align_phone=”center” header_2_text_align_last_edited=”on|tablet” header_2_font_size_tablet=”61px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]

Les strat\u00e9gies\u00a0<\/h2>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.24.2″ _module_preset=”default” global_colors_info=”{}”][et_pb_button button_url=”https:\/\/actionsaccreditives.ca\/?page_id=88086″ button_text=”EN SAVOIR PLUS” button_alignment=”right” button_alignment_tablet=”center” button_alignment_phone=”center” button_alignment_last_edited=”on|tablet” _builder_version=”4.25.1″ _module_preset=”default” custom_button=”on” button_text_size=”16px” button_text_color=”#FFFFFF” button_bg_color=”#ff7029″ button_border_radius=”5px” button_font=”Manrope|600|||||||” button_use_icon=”off” custom_margin=”30px||0px||false|false” custom_margin_tablet=”20px||0px||false|false” custom_margin_phone=”15px||||false|false” custom_margin_last_edited=”on|tablet” custom_padding=”16px|38px|16px|38px|false|false” global_colors_info=”{}” button_bg_color__hover_enabled=”on|desktop” button_bg_color__hover=”#292e36″ button_bg_enable_color__hover=”on” button_letter_spacing__hover=”0px” button_letter_spacing__hover_enabled=”on|hover”][\/et_pb_button][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_2,1_2″ use_custom_gutter=”on” gutter_width=”1″ _builder_version=”4.25.1″ _module_preset=”default” width=”90%” max_width=”1320px” max_width_tablet=”440px” max_width_phone=”440px” max_width_last_edited=”on|tablet” custom_margin=”0px||0px||false|false” custom_padding=”0px||0px||false|false” animation_style=”slide” animation_direction=”bottom” animation_delay=”500ms” animation_speed_curve=”ease” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”|10px||10px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_image src=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/output-onlinepngtools.png” title_text=”output-onlinepngtools” url=”https:\/\/www.google.com\/url?sa=i&url=https%3A%2F%2Fwww.flaticon.com%2Ffree-icon%2Ffinancial-statement_2780345&psig=AOvVaw0IV_NvFz_tfjiEbcESLvn9&ust=1719062544339000&source=images&cd=vfe&opi=89978449&ved=0CBEQjRxqFwoTCMijrJXl7IYDFQAAAAAdAAAAABAE” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#ff7029″ width=”14.2%” height=”50px” custom_margin=”17px||0px|30px|false|false” custom_margin_tablet=”165px||0px|30px|false|false” custom_margin_phone=”125px||0px|20px|false|false” custom_margin_last_edited=”on|phone” filter_brightness=”102%” filter_contrast=”94%” custom_css_main_element=”display:inline-block;||padding:15px;” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_font=”Sora|600|||||||” text_text_color=”#ff7029″ text_font_size=”17px” text_line_height=”1em” background_color=”#FFFFFF” custom_margin=”0px|30px|0px|30px|false|false” custom_margin_tablet=”0px|30px|0px|30px|false|false” custom_margin_phone=”0px|20px|0px|20px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”40px|40px|17px|40px|false|false” custom_padding_tablet=”40px|40px|17px|40px|false|false” custom_padding_phone=”40px|30px|17px|30px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”]

01<\/p>[\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_3_font=”Sora|700|||||||” header_3_text_align=”left” header_3_text_color=”#1f242c” header_3_font_size=”23px” header_3_line_height=”1.2em” background_color=”#FFFFFF” min_height=”164.2px” custom_margin=”0px|30px|-1px|30px|false|false” custom_margin_tablet=”0px|30px|-1px|30px|false|false” custom_margin_phone=”0px|20px|-1px|20px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|40px|26px|40px|false|false” custom_padding_tablet=”0px|40px|0px|40px|false|false” custom_padding_phone=”0px|30px|0px|30px|false|false” custom_padding_last_edited=”on|phone” link_option_url=”#” global_colors_info=”{}” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#ff7029″]

R\u00e9cup\u00e9ration de la PSV<\/h3>\n

Au Canada, tout revenu sup\u00e9rieur \u00e0 81 761$ d\u00e9clenche une r\u00e9cup\u00e9ration de la PSV. Pour limiter cette r\u00e9cup\u00e9ration, les AA peuvent aider ses investisseurs \u00e0 diminuer leur revenu imposable, permettant de limiter la r\u00e9cup\u00e9ration de la PSV.<\/span><\/p>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ _builder_version=”4.24.2″ _module_preset=”default” custom_padding=”|10px||10px|false|false” custom_padding_tablet=”|0px||0px|false|false” custom_padding_phone=”|0px||0px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_image src=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/white-arrow-icon-5.png” title_text=”white-arrow-icon-5″ _builder_version=”4.25.1″ _module_preset=”default” background_color=”#ff7029″ height=”50px” custom_margin=”-1px||0px|30px|false|false” custom_margin_tablet=”165px||0px|30px|false|false” custom_margin_phone=”125px||0px|20px|false|false” custom_margin_last_edited=”on|phone” custom_css_main_element=”display:inline-block;||padding:15px;” global_colors_info=”{}”][\/et_pb_image][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_font=”Sora|600|||||||” text_text_color=”#ff7029″ text_font_size=”17px” text_line_height=”1em” background_color=”#FFFFFF” custom_margin=”0px|30px|0px|30px|false|false” custom_margin_tablet=”0px|30px|0px|30px|false|false” custom_margin_phone=”0px|20px|0px|20px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”40px|40px|17px|40px|false|false” custom_padding_tablet=”40px|40px|17px|40px|false|false” custom_padding_phone=”40px|30px|17px|30px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”]

02<\/p>[\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_3_font=”Sora|700|||||||” header_3_text_align=”left” header_3_text_color=”#1f242c” header_3_font_size=”23px” header_3_line_height=”1.2em” background_color=”#FFFFFF” custom_margin=”0px|30px|-1px|30px|false|false” custom_margin_tablet=”0px|30px|-1px|30px|false|false” custom_margin_phone=”0px|20px|-1px|20px|false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px|40px|0px|40px|false|false” custom_padding_tablet=”0px|40px|0px|40px|false|false” custom_padding_phone=”0px|30px|0px|30px|false|false” custom_padding_last_edited=”on|phone” link_option_url=”#” global_colors_info=”{}” header_3_text_color__hover_enabled=”on|hover” header_3_text_color__hover=”#ff7029″]

Retrait d’un REER\/FERR<\/h3>[\/et_pb_text][et_pb_text _builder_version=”4.24.2″ _module_preset=”default” text_font=”Manrope||||||||” text_text_color=”#414141″ text_font_size=”18px” text_line_height=”1.8em” background_color=”#FFFFFF” custom_margin=”0px|30px|0px|30px|false|false” custom_margin_tablet=”0px|30px|30px|30px|false|false” custom_margin_phone=”|20px||20px|false|false” custom_margin_last_edited=”on|tablet” custom_padding=”0px|40px|32px|40px|false|false” custom_padding_tablet=”0px|40px|32px|40px|false|false” custom_padding_phone=”0px|30px|32px|30px|false|false” custom_padding_last_edited=”on|phone” global_colors_info=”{}”]

Le retrait d’un REER ou FERR peut engendrer un imp\u00f4t sur le revenu important. L’investissement dans des AA peut r\u00e9duire votre revenu imposable gr\u00e2ce aux d\u00e9ductions et aux cr\u00e9dits d’imp\u00f4ts. Cette diminution du revenu imposable r\u00e9duit l’imp\u00f4t \u00e0 payer.\u00a0 <\/span>\u00a0<\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ custom_padding_last_edited=”on|phone” _builder_version=”4.25.1″ _module_preset=”default” background_image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/solar-energy-5-bgt-9.webp” background_size=”stretch” min_height=”2332.6px” custom_margin=”0px||0px||false|false” custom_padding=”120px||0px||false|false” custom_padding_tablet=”120px||100px||false|false” custom_padding_phone=”90px||70px||false|false” global_colors_info=”{}”][et_pb_row column_structure=”2_5,3_5″ make_equal=”on” _builder_version=”4.25.1″ _module_preset=”default” background_color=”#1f242c” background_image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/solar-energy-5-bgt-15.webp” background_position=”top_right” width=”64%” max_width=”1300px” min_height=”318.8px” custom_margin=”0px|auto|13px|auto|false|false” custom_margin_tablet=”0px||105px||false|false” custom_margin_phone=”0px||80px||false|false” custom_margin_last_edited=”on|phone” custom_padding=”0px||0px||false|false” animation_style=”fade” animation_delay=”500ms” animation_speed_curve=”ease” global_colors_info=”{}”][et_pb_column type=”2_5″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/janik-SBQ90Ov3A6E-unsplash-scaled.jpg” title_text=”janik-SBQ90Ov3A6E-unsplash” _builder_version=”4.25.1″ _module_preset=”default” height=”573px” custom_margin=”|-28px|-202px|||” custom_padding=”||0px|||” global_colors_info=”{}”][\/et_pb_image][\/et_pb_column][et_pb_column type=”3_5″ _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”80px|100px|80px|100px|false|false” custom_padding_tablet=”80px|40px|80px|40px|false|false” custom_padding_phone=”55px|30px|55px|30px|false|false” custom_padding_last_edited=”on|tablet” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_4_font=”Sora|600|||||||” header_4_text_align=”left” header_4_text_color=”#ff7029″ header_4_font_size=”16px” custom_margin=”0px||10px||false|false” custom_padding=”1px||0px|10px|false|false” custom_css_before=”content:%22%22;||background:#FF7029;||width:3px;||height:16px;||position:absolute;||top:0px;||left:0px;” global_colors_info=”{}”]

FONCTIONNEMENT<\/h4>[\/et_pb_text][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_2_font=”Sora|700|||||||” header_2_text_align=”left” header_2_text_color=”#1f242c” header_2_font_size=”61px” header_2_letter_spacing=”-1px” header_2_line_height=”1.2em” width=”100%” custom_margin=”0px||2px||false|false” custom_padding=”0px||0px||false|false” header_2_font_size_tablet=”61px” header_2_font_size_phone=”30px” header_2_font_size_last_edited=”on|phone” global_colors_info=”{}”]

L’achat d’AA pour les particuliers: comment \u00e7a fonctionne?<\/em><\/span><\/h2>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”54px|auto||auto||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”]

Les AA: 3 mani\u00e8res de les acheter<\/strong><\/span><\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row column_structure=”1_3,1_3,1_3″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”1_3″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Titre individuel” image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/DALL\u00b7E-2024-06-27-11.41.41-A-minimalist-illustration-of-a-person-making-an-individual-purchase-of-flow-through-shares.-The-person-is-standing-next-to-a-simple-chart-with-a-singl.webp” _builder_version=”4.25.1″ _module_preset=”default” header_text_color=”#E09900″ header_font_size=”29px” global_colors_info=”{}”]

Acheter des actions accr\u00e9ditives de mani\u00e8re individuelle est souvent per\u00e7u comme peu attrayant, principalement en raison des mauvaises exp\u00e9riences pass\u00e9es de certains. Acqu\u00e9rir un seul titre est risqu\u00e9 car l’investisseur d\u00e9pend d’une seule soci\u00e9t\u00e9, ce qui rel\u00e8ve plus de la sp\u00e9culation que de l’investissement. Bien que cela puisse offrir des rendements extraordinaires si la soci\u00e9t\u00e9 prosp\u00e8re, il s’agit d’un placement sp\u00e9culatif. Certains conseillers se sp\u00e9cialisent dans ces titres, mais nous ne recommandons pas cette approche. Nous pr\u00e9f\u00e9rons adopter une strat\u00e9gie fiscale, plut\u00f4t que de parier sur une seule soci\u00e9t\u00e9<\/span>.<\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Achat avec repreneur” image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/DALL\u00b7E-2024-06-27-11.37.27-A-minimalist-illustration-of-a-person-purchasing-flow-through-shares-with-a-takeover.-The-person-is-shown-shaking-hands-with-another-person-and-there.webp” _builder_version=”4.25.1″ _module_preset=”default” header_text_color=”#E09900″ header_font_size=”26px” global_colors_info=”{}”]

Cette m\u00e9thode d\u2019acquisition, bien que moins rentable que la troisi\u00e8me m\u00e9thode, est plus pertinente dans un contexte pr\u00e9cis. L\u2019investisseur ach\u00e8te des actions accr\u00e9ditives, imm\u00e9diatement rachet\u00e9es par un repreneur, souvent une soci\u00e9t\u00e9 de gestion de placements. Le risque financier est nul, car l\u2019investisseur revend \u00e0 perte connue d’avance, compens\u00e9e par des avantages fiscaux imm\u00e9diats. Elle s\u2019applique surtout aux investisseurs ayant un revenu imposable \u00e9lev\u00e9 mais non r\u00e9current, comme apr\u00e8s un boni ou l\u2019exercice d\u2019options. Cette m\u00e9thode est couramment utilis\u00e9e dans les strat\u00e9gies de dons d\u2019actions accr\u00e9ditives, mais peut aussi \u00eatre employ\u00e9e sans participation \u00e0 ces dons.<\/span><\/p>[\/et_pb_blurb][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_blurb title=”Achat en lots” image=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/DALL\u00b7E-2024-06-27-11.42.16-A-minimalist-illustration-of-a-person-purchasing-flow-through-shares-in-bulk.-The-person-is-standing-next-to-a-large-stack-of-share-certificates-or-do.webp” _builder_version=”4.25.1″ _module_preset=”default” header_text_color=”#E09900″ header_font_size=”26px” global_colors_info=”{}”]

Cette m\u00e9thode consiste \u00e0 acheter de 25 \u00e0 30 soci\u00e9t\u00e9s simultan\u00e9ment, sans valeur garantie comme dans la deuxi\u00e8me m\u00e9thode. Les \u00e9missions ont lieu deux fois par an, au printemps et \u00e0 l’automne. Id\u00e9ale pour les investisseurs avec des revenus \u00e9lev\u00e9s et r\u00e9currents, elle permet des achats r\u00e9guliers et \u00e9chelonn\u00e9s dans le temps, r\u00e9duisant ainsi le risque. Acheter un large \u00e9ventail de soci\u00e9t\u00e9s diminue le risque de perte par rapport \u00e0 l\u2019achat d\u2019un seul titre. En moyenne, le rendement net d’imp\u00f4t sur 10 ans est d\u2019environ 22 %, compar\u00e9 \u00e0 12-13 % avec la m\u00e9thode garantie. Pour des investisseurs, cela signifie un meilleur rapport risque\/rendement.<\/span><\/p>[\/et_pb_blurb][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”]

Fonctionnement des AA en lots<\/span> \u00e0 l’achat et la revente<\/strong><\/h1>[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_image src=”https:\/\/actionsaccreditives.ca\/wp-content\/uploads\/2024\/06\/Capture-decran-2024-06-26-150544.png” title_text=”Capture d\u2019\u00e9cran 2024-06-26 150544″ _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”||-4px|||” global_colors_info=”{}”][\/et_pb_image][et_pb_icon font_icon=”?||divi||400″ _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”22px|||||” animation_style=”fade” animation_delay=”100ms” global_colors_info=”{}”][\/et_pb_icon][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” background_color=”gcid-primary-color” custom_margin=”||-2px|||” custom_padding=”4px|4px|4px|4px|false|false” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22%93}”]

Dans un d\u00e9lai d’environ 12 mois, la soci\u00e9t\u00e9 en commandite met en \u0153uvre une op\u00e9ration de roulement de fonds communs de placement<\/span><\/strong><\/p>[\/et_pb_text][et_pb_icon font_icon=”?||divi||400″ _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”||5px|||” animation_style=”fade” animation_delay=”100ms” global_colors_info=”{}”][\/et_pb_icon][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” background_color=”gcid-primary-color” custom_margin=”4px|4px|4px|4px|true|true” custom_padding=”16px|4px|16px|4px|true|true” global_colors_info=”{%22gcid-primary-color%22:%91%22background_color%22%93}”]

Environ 18 \u00e0 24 mois apr\u00e8s la cl\u00f4ture du placement de la soci\u00e9t\u00e9 en commandite, celle-ci est dissoute. Les commanditaires b\u00e9n\u00e9ficieront d’une d\u00e9duction fiscale d’environ 147 % l’ann\u00e9e de l’investissement\u00a0<\/span><\/strong><\/p>[\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ specialty=”on” _builder_version=”4.25.1″ _module_preset=”default” background_enable_image=”off” custom_padding=”40px||0px|||” global_colors_info=”{}”][et_pb_column type=”1_2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text _builder_version=”4.25.1″ _module_preset=”default” header_font=”|700|||||||” header_font_size=”60px” header_letter_spacing=”1px” header_line_height=”1.4em” background_enable_image=”off” global_colors_info=”{}”]

Comment optimiser son placement dans des AA?<\/strong><\/span><\/h1>[\/et_pb_text][\/et_pb_column][et_pb_column type=”1_2″ specialty_columns=”2″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_row_inner _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”Acheter en lots” open_toggle_text_color=”#000000″ _builder_version=”4.25.1″ _module_preset=”default” title_level=”h2″ body_font=”|600|||||||” body_font_size=”16px” text_orientation=”left” global_colors_info=”{}”]

Il est souvent pr\u00e9f\u00e9rable d’opter pour des actions achet\u00e9es en lots plut\u00f4t que des actions accr\u00e9ditives avec repreneur. Un rendement de 12 % est satisfaisant, mais il pourrait \u00eatre encore meilleur avec des actions achet\u00e9es en lots, dont le rendement attendu est bien sup\u00e9rieur. La m\u00e9thode la plus rentable pour acqu\u00e9rir des actions accr\u00e9ditives consiste \u00e0 les acheter en lots lorsque les conditions le permettent.<\/p>[\/et_pb_toggle][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.25.1″ _module_preset=”default” custom_padding=”0px|||||” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”Investir au Qu\u00e9bec” _builder_version=”4.25.1″ _module_preset=”default” title_level=”h2″ body_font=”|600|||||||” body_font_size=”16px” custom_margin=”29px|||||” global_colors_info=”{}”]

Les frais d\u2019exploration engag\u00e9s au Qu\u00e9bec, la d\u00e9duction additionnelle relative aux ressources qu\u00e9b\u00e9coises et la d\u00e9duction pour gains en capital sur biens ressources militent sont tous en faveur de cette avenue compte tenu de la rentabilit\u00e9 am\u00e9lior\u00e9e.<\/span><\/p>[\/et_pb_toggle][\/et_pb_column_inner][\/et_pb_row_inner][et_pb_row_inner _builder_version=”4.25.1″ _module_preset=”default” custom_margin=”-30px|||||” global_colors_info=”{}”][et_pb_column_inner saved_specialty_column_type=”1_2″ _builder_version=”4.25.1″ _module_preset=”default” global_colors_info=”{}”][et_pb_toggle title=”\u00c9valuer l’IMR” _builder_version=”4.25.1″ _module_preset=”default” title_level=”h2″ body_font=”|600|||||||” body_font_size=”16px” min_height=”54.3px” custom_margin=”41px|||||” global_colors_info=”{}”]

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L’IMR est con\u00e7u pour emp\u00eacher un contribuable b\u00e9n\u00e9ficiant d’all\u00e8gements fiscaux de r\u00e9duire son imp\u00f4t payable en dessous d’un seuil l\u00e9galement prescrit. Bien que les revenus tels que les salaires, les int\u00e9r\u00eats, les revenus locatifs et les revenus de travail ind\u00e9pendant soient moins affect\u00e9s par ce crit\u00e8re, ils doivent n\u00e9anmoins \u00eatre \u00e9valu\u00e9s pour \u00e9viter les d\u00e9sagr\u00e9ments potentiels li\u00e9s \u00e0 cet imp\u00f4t. Dans les situations o\u00f9 le revenu “\u00e9limin\u00e9” (c’est-\u00e0-dire le revenu r\u00e9duit gr\u00e2ce aux d\u00e9ductions) est un revenu de dividendes, il est crucial d’\u00eatre prudent. En effet, le calcul de l’IMR est particuli\u00e8rement sensible aux d\u00e9ductions suppl\u00e9mentaires issues des cr\u00e9dits d’imp\u00f4t pour dividendes. En r\u00e9sum\u00e9, il est important de v\u00e9rifier ces \u00e9l\u00e9ments pour \u00e9viter les mauvaises surprises.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n

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